Higher education within your reach

Education Loan aims to provide the much needed financial support to deserving students for pursuing higher professional or technical education in India and abroad. The education loan would be provided to those students who have obtained admission to career-oriented courses e.g. medicine, engineering, management etc., either at the graduate or post-graduate level.
We believe, given the right tools and aid every child has the potential to be successful. best university in north india Our education loans aim to be the very tool that will enable them to reach their goals in life. No more would a deserving student have to give away their pursuit of dreams due to lack of money. Our student loans will ensure that worthy students are empowered to take their destiny in to their own hands. Our endeavor is to help the future of our nation in education and prosperity.

Quantum of Loan

The quantum of finance under the scheme is capped at Rs 10.00* lacs for studies in India and Rs 20.00* lacs for studies abroad, which would cover tuition fees, hostel charges (if any), cost of books, etc. The minimum amount of education loan would be Rs 50,000. *The Quantum of Loan can be Higher amounts above these caps subject to eligibility and cost, for case-to-case approval.

Timeline for application decision

IEC will examine and approve the case accordingly within 2 days duration from the date of receipt of the application.

Role of the Guardian:

The parent(s) or guardian of the student would be treated as a co-applicant of the student loan. His or her role would be, necessarily, like the primary debtor.


Third party guarantee and /or collateral security may be asked if parents are not paying taxes.


The Loan would be disbursed directly to the University under intimation to the student.
Sr. No Interest Rate ZERO % Interest
1 Education Loan Upto Rs. 2 Lacs per year Payable in 9 equated monthly installments. 0% Interest
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